If you drive about 80 miles northeast of Las Vegas, you’ll come across a beautiful town of around 25,000 people called Mesquite, NV. This is an attractive area that has seen a 21.77% increase in its population over the past decade or so because it is safe, family-friendly, enjoys over 300 sunny days a year, and has very low crime rates.
Plenty of people looking to retire or start a career outside bigger cities turn to Mesquite. Plus, there is no state income tax in Nevada, so you can really build a financial nest egg while enjoying lower property values than other parts of the nation. The only trick is figuring out how to budget for your big move.
A good plan begins with a relocation cost calculator. This is a smart tool for considering and comparing all the factors you’ll need when picking up roots and “heading out West,” as the old movies say. Here’s a quick guide for checking all your moving boxes beforehand.
Step 1: Establish Your Moving Timeline Before You Spend a Dollar
Before you use a relocation cost calculator that factors in the distance you’re traveling, the size of your home, and the time of year, establish a timeline. Is this a work relocation that requires a specific start time? Are you moving for work at Nellis Air Force Base? Are you beginning a degree at Nevada State University?
You want a timeline so you can figure out if renting is better or if you should start contacting a local real estate agent for a home. Kids’ schedules, pets, and upcoming holidays all play a role. If you rush the process, you could miss important details that could lead to overpaying at the last minute.
A good rule of thumb is to start planning for your move about 8 to 12 weeks in advance. That should give you more than enough time to secure housing, vehicle shipping, and other crucial details. Make it longer if you’re traveling a longer distance, like from Maine, Florida, or Washington.
Step 2: Research Mesquite’s Cost of Living and Lifestyle
Ready for some fantastic news? The average cost of living in Mesquite, NV is 10% lower than the national average. That means more money to spend on housing, food, and fuel. Here’s a rundown of what you can expect:
- Median home value: $388,600 to $419,000
- Median rent: $1,432/month
- Median energy bill: $202.74 (higher with AC in the summer)
- Gallon of Milk: $4.89
- Doctor’s visit: $134.60
The lifestyle in Mesquite is worth taking a quick flight to experience. There are over seven championship golf courses, beautiful hiking trails, older communities of retirees, four casino resorts for entertainment and sports, and extensive shopping in nearby St. George, Utah (about 40 minutes away).
In other words, expect a slower pace of life and predictable weather where you get plenty of vitamin D from the sun. Just be sure to research school ratings, HOA rules, and local insurance rates. You will need a car to live here, so at some point, you’ll need to factor in your car shipping cost as well.
Step 3: Budget for Housing Costs First
There are two tracks for housing costs you need to consider. The first is if you’re buying a home. That means you’ll need to calculate the down payment, closing costs, inspection, insurance, property taxes, HOA fees, and any utility deposits.
If you’re renting in Mesquite, things are a little easier to manage. You’ll need the first and last month’s rent, a security deposit, any pet fees, and utility activation fees. You should also consider renters’ insurance. Mesquite has an incredibly low crime rate, but having extra peace of mind is helpful when you’re moving somewhere new.
Say you’re pricing out a $375,000 two-bedroom home for you and your small family. You’ll need to budget for:
- 10% down payment = $37,500
- Closing costs and an inspection = $8,000 to $18,000
- Setting up utilities and life = $3,000 to $10,000
In most cases, you’ll be able to be on the lower end of this budget spectrum if you shop wisely with local realtors who offer HUD or VA home loans, but it’s good to have a buffer should anything expensive crop up.
Step 4: Calculate Moving Method Costs
The total relocation cost calculator needs to include actual moving methods. You can hire a professional team of movers who will box up your current home, load it into a moving truck, ship it to Mesquite, and unpack it in your new place. That can cost anywhere from $2,400 to $6,900, depending on your home size and distance traveled.
If you want a DIY solution, there are U-Haul, Penske, and Budget truck rentals (you’ll want a dolly). You can also use a service like PODS, which is a middle-ground solution. These are shipping containers dropped at your home that you’ll fill on your own, then shipped to your new location for you to unpack at your convenience.
Before you move, be sure to declutter a bit. You might be amazed at how much easier the move is after a couple of rounds of donation runs and a big yard sale. The less you have to move, the lower your relocation cost calculator results will be.
Step 5: Factor in Car Shipping or Vehicle Transport
Most families own 1 to 2 vehicles. That can be a bit of a strain, driving all the way from Georgia to Nevada when you have young kids, pets, or a mother-in-law excited about her new casita attached to your Mesquite home.
If you drive yourself, you can expect to pay for fuel, hotels, and meals. Plus, you’ll need to schedule time off work for the trip, which will add more wear and tear to your vehicle. A much better solution is to ship your vehicle with a professional company that offers clear pricing, coordinated support, and an easy-to-use car shipping cost calculator.
Most professional teams will offer open or enclosed car shipping, based on your needs. If you can, book with door-to-door transport companies. That way, your car can be dropped off at your driveway, saving you time and stress from having to meet a driver at a depot or transit location out of town.
Don’t forget you’ll need to register your car in a new state and secure proper insurance. There is a “rural” Mesquite DMV office located right in town that is open 5 days a week.
Step 6: Pack Strategically and Protect Essentials
What the relocation cost calculator for Mesquite won’t tell you is how to pack. You need to think strategically. Pack heavier objects and things you only use once in a while first. Those might be your books, seasonal clothing, decorations, and non-essential kitchenware. You want to keep medication, important documents, chargers, and family valuables on hand as you move.
A good trick of the trade is to pack a few “first week essentials” boxes. These are the items you know you’ll need as you arrive and start unpacking into your new home. Be sure to label all the boxes with the rooms they will go into, not the rooms they came from. Start this process about two weeks before your move.
Step 7: Update Legal and Financial Information
Moving to a new state or city is stressful. You’ll want to update any and all legal information related to your life and financial situation. While most banks and employers let you update this remotely through a website, you might have to schedule in-person meetings with certain organizations. A quick list of what to update includes:
- USPS mail forwarding
- Driver’s license update
- Vehicle registration
- Insurance providers
- Banks
- Employers
- Subscription services
- Healthcare providers
- Voter registration
Once you’re established, you can set up utilities, internet, landscaping, and work with new healthcare providers. Electricity is the big one. Mesquite can get hot, so having a way to turn on your AC is a big deal.
A Mesquite Relocation Cost Calculator Is About Predictability
Mesquite is a wonderful place to call home. It is safe, financially smart, and offers access to top-quality entertainment, food, and public services. While all that sunshine and strategic access to Las Vegas and other larger hubs are good, you don’t want to go into this move without proper planning.
Be sure to budget for your relocation, including housing, moving services, car shipping, utilities, emergency reserves, and anything else you can think of. Start planning as early as possible and talk to local DMV, real estate agents, and the Chamber of Commerce for insights. That will help you get into a good, stable position well before moving day.
Posted by Alexander Gutierrez
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